Black Bean and Vegetable Bake

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Ingredients

2 tablespoons olive or vegetable oil
1 large onion, diced small
4 cloves of garlic, minced
1 fresh jalapeño or habanero pepper, minced
1 bell pepper, diced
1 teaspoon ground cumin
2 to 3 teaspoons ground chili powder (to taste)
2 tablespoons tomato paste
1 (28-ounce) can diced tomatoes, or 2 to 3 cans Rotel
Kosher salt
2 (15.5-ounce) cans black beans, drained and rinsed
Kosher salt
1 cup corn kernels, fresh (from 1 ear), canned and drained, or frozen (no need to thaw)
4 ounces baby spinach, roughly chopped
1 lime, halved
3/4 cup crumbled cotija cheese
6 to 8 ounces (1 1/2 to 2 cups) coarsely grated monterey jack or pepper jack cheese
Tortilla chips

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